Daniel Seman, CPA, CFE, ACI; Director of ALPS Risk & Insurance Services

Dan is a 1988 graduate from the University of Montana with a B.S. degree in accounting and is a licensed certified public accountant in Montana. Dan is also a certified financial examiner through the Society of Financial Examiners and recently earned the Associate in Captive Insurance (ACI) from the International Center for Captive Insurance Education. Before joining ALPS in 1997 in its financial accounting department, Dan started his insurance career as a financial examiner with the Montana Insurance Department in 1990 conducting field and office financial examinations of admitted and foreign insurers. Before assuming leadership of ALPS Risk & Insurance Services, Dan served as statutory accountant and controller for over nine years at ALPS. Dan is a member of the American Institute of Certified Public Accountants, Montana Society of Certified Public Accountants, Society of Financial Examiners and International Center for Captive Insurance Education.

Matt Lubaroff, ALPS Director of Client Services

Matt joined ALPS in December of 2008 to direct our Client Services department. Prior to joining ALPS, Matt served as a Training Manager for DIRECTV, specializing in improving the customer experience and in leadership development. Matt has over 10 years leadership experience; having worked as Director of Customer Service Training for FTD.com, Training & Quality Manager for Charter Communications, Operations Manager for US Bank, and Competitive Programs Manager for Hewlett Packard. He has his Bachelor's Degree from Northwestern University and his M.B.A. in Marketing and Finance from the University of Iowa. Matt and his wife moved to Missoula in 2006, where they had their first child in January of 2008.

Todd Points, Director of Sales/ALPS Health Solutions

Todd Points graduated from the College of Idaho in 1997, receiving a B.A. degree in Business Administration.  Before joining ALPS, Todd served as the Vice President of Three Rivers Life, LLC.  He spent three years developing the Life & Health business for Three Rivers Agency.  Based in Boise, Todd joined ALPS to help create and launch the Idaho Lawyer Benefit Plan, and continues to service that area of ALPS business.  Along with other members of the ALPS team, Todd helped develop and launch the Wyoming Lawyers Health Benefit Plan.

Kate Cortright, Account Manager

Kate graduated from the University of Montana in 2003 with a bachelor's degree in Human Biological Sciences. Since joining ALPS in the spring of 2004 she became a licensed property, casualty, surety, life and health producer in the State of Montana. In 2006 she completed a Certificate in General Insurance from the Insurance Institute of America.

As an account manager for ALPS Risk Retention Group she procures and manages over 500 client accounts on an annual basis. Kate represents ALPS at various state bar conventions and events. She also is the account manager for the ALPS Specialty Market Program working directly with reinsurance companies and brokers to secure coverage for adverse or hard to place risks. Additionally she has been involved with other projects within ALPS such as captive insurance company development. Since 2010 Kate has been involved with ALPS Health Solutions in the development, sales and account management of the Wyoming Lawyers Health Benefit Plan.

When not in the office Kate can usually be found seeking the many adventures Western Montana and beyond has to offer. She is a licensed EMT-basic with an emphasis on backcountry emergency medicine.

Lawrence King, Account Manager

Joining ALPS in 2005, Lawrence King has worked in the insurance industry for the past seven years. He has developed relationships with ALPS attorney policyholders, managing approximately 500 accounts annually across Idaho, North Dakota, Arizona, Colorado, New Hampshire and New Mexico. He is also involved in the account management of ALPS Health Solutions and the Idaho Lawyer Benefit Plan.

Prior to joining the ALPS team, Lawrence worked in the food service industry for 30 years, including managing his own restaurant specializing in Cajun cuisine. He attended Georgetown University for two years. Lawrence is married and is the father of three boys. He has coached Little League baseball for 10 years as well as youth football and AAU basketball for six years.